CRE Case Studies

Pacific Capital Funding Corp overview and recent CRE Bridge Loans Case Studies

Pacific Capital Funding Corp. (PCFC) is a direct private money lender that funds commercial and residential investment real estate collateralized loans. Majority of PCFC borrowers are real estate investors seeking credit for acquisition or refinance of an investment or a rehab project. Pacific Capital is known for excellent service and highly efficient loan processing and funding.

PCFC Funds residential loans as quickly as 5 days and Commercial as fast as 10 days! 

Loans are structured based on the real estate equity and strength of the borrower. By putting much less emphasis on property cash flow, occupancy rate and current physical condition of the property, and personal income and assets of the borrower, PCFC is able to fund loans that most institutional lenders decline.

Owner Occupied industrial building, partner buyer out. No phase 1 was needed with a clean Environmental screen. This transaction was structured as stock transfer and refinance, the borrower was able to avoid paying RE transfer taxes and other closing costs associated with a sale transaction.

Acquisition of damaged industrial space. Phase 1 report obtained within 3 days! Pacific Capital Funding can close CRE loans in under 10 days.

Purchase of a warehouse.  Loan funded in less than 2 weeks. Borrower previously attempted to get financing with another lender who failed to perform due to phase 1 findings We were able to clear Phase I within a week and fund this loan within 2 weeks of receiving the opening package.

Acquisition of a multi family property with an intend to stabilize and refinance with a bank loan.  Borrower was not required to present personal income documentation or asset verification. Down payment funded via a 3rd party deposit.

Acquisition of an investment SFR in poor condition with an intent to remodel and rent or sell. Property appraised above purchase price and loan was funded at 88% of purchase price! Borrower had mid FICO score in low 600’s and was not required to present income or asset verification.

Acquisition of vacant 3-unit office building with an intend to convert to 4 residential units. Borrower only had preliminary plans that were not yet approved by the city.  Loan was funded in 9 days!

For more information or to submit your loan scenario,  contact us:
Phone: 818-296-6101
Email: info@PCFCloans.com