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CRE Case Studies & Recent Fundings
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Who We Serve

Our customers are California real estate investors, landlords, brokers and property owners who need cash quickly.
When the bank says no – we fund the deal!

What We Offer

We finance purchase, refinance, cash-out refinance and construction loans on investment
properties. We also provide second mortgages. Our customers use our private loans to purchase, fix and flip, or hold properties, as well as to get cash out on their investments. Short and long-term financing are available. California’s trusted hard money lending.

CRE Case Studies

Pacific Capital Funding Corp overview and recent CRE Bridge Loans Case Studies

Pacific Capital Funding Corp. (PCFC) is a direct private money lender that funds commercial and residential investment real estate collateralized loans. Majority of PCFC borrowers are real estate investors seeking credit for acquisition or refinance of an investment or a rehab project. Pacific Capital is known for excellent service and highly efficient loan processing and funding.

PCFC Funds residential loans as quickly as 5 days and Commercial as fast as 10 days! 

Loans are structured based on the real estate equity and strength of the borrower. By putting much less emphasis on property cash flow, occupancy rate and current physical condition of the property, and personal income and assets of the borrower, PCFC is able to fund loans that most institutional lenders decline.

Following are some of the recent CRE bridge loans recently funded by PCFC:

Deering Court, Canoga Park CA 91304

  • Loan Amount: $1,675,000
  • Rate: 8.99% IO
  • Term: 24 months
  • LTV: 65%

Owner Occupied industrial building, partner buyer out. No phase 1 was needed with a clean Environmental screen. This transaction was structured as stock transfer and refinance, the borrower was able to avoid paying RE transfer taxes and other closing costs associated with a sale transaction.

E Washington Blvd., Commerce CA 90040

  • Mixed use Industrial
  • Loan Amount: $500,000
  • Interest rate: 8.00% IO
  • Term: 12 months
  • LTV: 20%

Acquisition of damaged industrial space. Phase 1 report obtained within 3 days! Pacific Capital Funding can close CRE loans in under 10 days.

Junipero Ave Signal Hill, CA 90755

  • Multi Family
  • Loan Amount: $850,000
  • Interest Rate: 8.40% IO
  • Term: 12 months
  • LTV: 56%
Acquisition of a boarded up Multi Family property.  No access to some of the units. Borrower had initially tried with another lender and the environmental report stalled the deal. The team at Pacific Capital Funding has the skill and expertise necessary to deal with these issues.

Radford Avenue, North Hollywood CA 91605

  • Industrial Warehouse
  • Loan Amount: $765,000
  • Rate: 8.99% IO
  • Term: 24 months
  • LTV: 60%

Purchase of a warehouse.  Loan funded in less than 2 weeks. Borrower previously attempted to get financing with another lender who failed to perform due to phase 1 findings We were able to clear Phase I within a week and fund this loan within 2 weeks of receiving the opening package.

Taft Street, Riverside, CA 92503

  • Multi Family
  • Loan Amount: $800,000
  • Rate: 9.50% IO
  • Term: 24 months
  • LTV: 63%

Acquisition of a multi family property with an intend to stabilize and refinance with a bank loan.  Borrower was not required to present personal income documentation or asset verification. Down payment funded via a 3rd party deposit.

Grimes Place, Los Angeles CA 91316

  • Type – Investment SFR Purchase
  • Loan Amount: $1,725,000
  • Rate: 9.50% IO
  • Term: 12 months
  • LTV: 75%

Acquisition of an investment SFR in poor condition with an intent to remodel and rent or sell. Property appraised above purchase price and loan was funded at 88% of purchase price! Borrower had mid FICO score in low 600’s and was not required to present income or asset verification.

Bridge Street, Fair Oaks, CA 95628

  • Office Building Purchase
  • Loan Amount: $318,500
  • Rate: 8.99% IO
  • Term: 12 months
  • LTV: 65%

Acquisition of vacant 3-unit office building with an intend to convert to 4 residential units. Borrower only had preliminary plans that were not yet approved by the city.  Loan was funded in 9 days!

For more information or to submit your loan scenario,  contact us:
Phone: 818-296-6101

Why Choose Pacific Capital

Our loans are real estate equity base, with no doc and no appraisal. Your information remains private and deals close quickly, without the hassle of a traditional bank loan. Plus, our rates are low and loans can be from 6 months to 30 years.

Address: 5010 N. Parkway Calabasas Suite 201, Calabasas Ca 91302

Disclaimer: Restrictions Apply. Some loans take no longer than 5 days to close. Terms subject to change. This is not a commitment to lend. Pacific Capital Funding Corp is licensed by Cal DRE Lic.: 02039562