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California Private Money Lender
Get Approved Within 24 hrs!
Close in 5 Days!

Who We Serve

Our customers are California real estate investors, landlords, brokers and property owners who need cash quickly.
When the bank says no – we fund the deal!

What We Offer

We finance purchase, refinance, cash-out refinance and construction loans on investment
properties. We also provide second mortgages. Our customers use our private loans to purchase, fix and flip, or hold properties, as well as to get cash out on their investments. Short and long-term financing are available. California’s trusted hard money lending.


Pacific Capital Funding Corp is a fast and reliable preferred funding solution. Our goal is to build relationships for life, one loan at a time.

PCFC is a direct private funds lender. With our highly competitive wholesale rates, PCFC allows our brokers to determine their own compensation and lender origination fees, creating an excellent income potential.

PCFC understands and appreciates the role brokers play in the loan submission process.

Brokers are protected and all commissions are paid directly from escrow.

Loans are typically approved within 48 hours, and often even the same day! Most loans could be funded within 5 to 7 days.  It’s easy, it’s quick and it’s lucrative to submit your Investor Loans directly to PCFC.

Submit Your Loan to PCFC



Why Choose Pacific Capital

Our loans are real estate equity base, with no doc and no appraisal. Your information remains private and deals close quickly, without the hassle of a traditional bank loan. Plus, our rates are low and loans can be from 6 months to 30 years.

Address: 5010 N. Parkway Calabasas Suite 201, Calabasas Ca 91302

Disclaimer: Restrictions Apply. Some loans take no longer than 5 days to close. Terms subject to change. This is not a commitment to lend. Pacific Capital Funding Corp is licensed by Cal DRE Lic.: 02039562